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Feb 052010

http://resorts360team.weebly.com/
Join us for Resorts 360 2010 Travel season and earn a portion of the 7 Trillion Dollars projected to be spent this year. Resorts 360 and ultimate wealth 360 Smart Marketing Plan will ensure you have the tools and such…Anyone can do this…from anywhere in the world!

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Feb 052010

http://www.DreamMakers99.com

Dr. Mikel Brown’s Millionaire Wealth Building Strategies Seminar

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Feb 052010

Stay Home Millionaires Club Singapore Testimonial Video

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Feb 052010

Mario freestyling

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Feb 052010

http://www.MyMillionDollarMentors.com
Kelvin Hayes: Top Internet Marketer who enjoys making money online and sharing his knowledge about the top strategies he uses to dominate the Internet Home Business Market.

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Work From Home Businesses, Home Based BusinessWebCashLink.com introduces you to ten work from home businesses.

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Feb 052010

http://www.BuildAMagneticNetwrok.com/tg

Internet Marketing guru Tom Bell’s first candid interview. A true rags to riches story.

4/29/09 @ 12noon EST only at http://www.buildamagneticnetwork

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Feb 052010

My soul for $10

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Feb 032010

First the Disclaimer: This is a thought-provoking article that draws upon real world examples, articles, books and websites that are readily available to the public. This article is not intended to offer investment advice. Any actions that you take in the market place should be the result of your own financial education and consultation with a licensed professional.

This is the conclusion of my 3 part series that began with Home Ownership: The Biggest Financial Scam of the Twentieth Century and was followed up by parts one and two of The Stock Market: The Second Biggest Financial Scam of the Twentieth Century.

What is Cashflow? Cashflow simply put is the flow of money. Positive cashflow is the revenue or income that a person receives from a job, investment or business. The majority of people derive their cashflow from their jobs. To the extent that they come to derive cashflow from investments and or businesses is the extent to which they will become financially free when their working years are over. Negative cashflow is the revenue that a person loses due to an investment or business.

Most people are taught to invest for capital gains rather than positive cashflow. Investment success depends on appreciation of the underlying ?asset? rather than income production. This is the basis for ?investing? in a primary residence or the stock market for wealth creation. Yet, success of the capital gains investment strategy is by no means assured. No one can guaranty that an asset will appreciate in value, despite the tendency to quote historical gains as justification for an investment today. The current housing and market crises highlight the fallacy of depending on capital gains to create wealth. The housing crisis alone will destroy billions of dollars of personal wealth. From the October 25, 2007 Joint Economic Committee report:

The JEC report found that the subprime catastrophe is likely to accelerate the downward spiral of house prices. Based on state-level data, the report estimates that by 2009:

? 2 million foreclosures will occur by the time the riskiest subprime adjustable rate mortgages (ARMs) reset over the course of this year and next.

? Approximately $71 billion in housing wealth will be directly destroyed because each foreclosure reduces the value of a home.

? More than $32 billion dollars in housing wealth will be indirectly destroyed by the spillover effect of foreclosures, which reduce the value of neighboring properties.

? States will lose more than $917 million in property tax revenue as a result of the destruction of housing wealth caused by subprime foreclosures.

? The ten states with the greatest number of estimated foreclosures are California, Florida, Ohio, New York, Michigan, Texas, Illinois, Arizona and Pennsylvania. But there are several others that are close behind in the rankings.

? On top of the losses due to foreclosures, which this report examines, a 10 percent decline in housing prices would lead to a $2.3 trillion economic loss.

The power of positive cashflow is that it guarantees the value of an investment regardless of the markets. Imagine the difference between a real estate investor who bought a house expecting it to go up in value versus the investor who bought for cashflow. The capital gains investor bought at very high premiums in the market such that the rents received for his investment do not cover the expenses. Now the investor must find a buyer who paid more than he did in order to make a profit. If the market goes down that investor will find that he has no staying power and will likely sustain a substantial loss to liquidate the property and limit his on-going monthly losses. The fate of the cashflow investor is much more secure. The positive cashflow yielded by the property will continue regardless of market activity. Should the market go down, the cashflow will continue, giving the investor staying power and continued profits in a down market. More importantly, most if not all of the positive cashflow will be shielded from taxes by depreciation expenses on the property. In short, the cashflow, not the capital gains, on a property will usually be tax-free. Avoidance of unnecessary taxes is one of the best wealth acceleration strategies you can employ. To quote David Swenson from Unconventional Success, ?Taxes impair wealth accumulation.?

Cashflow strategies can also be applied to the stock market.

The trouble with cashflow investing is that it requires having a financial education. Cashflow investing requires the ongoing thirst for financial knowledge specific to your chosen area of cashflow generation.

The capital gains strategy encourages financial ignorance. Tempting the would-be investor to treat their investment as a money-in-money out proposition. Actively seeking financial education is the only way that a cashflow investor will be successful. Yet the odds are against him. Not because financial education is difficult to attain, no. The odds are against him because the financial sales people any would-be investor will encounter are paid commissions based on their ability to sell products and the majority of those products are for capital gains rather than cashflow. I find one or two real estate deals per year that yield sufficient positive cashflow for me to consider the deal, yet I am often encouraged by brokers to ignore my criteria for cashflow and invest instead for capital gains.

The cashflow strategy requires that you learn to work with people to form a team and generate profits for all. A capital gains strategy has people so focused on maximum gain that they ultimately succumb to greed, fail to exit an investment at an appropriate time and experience financial loss.

Even in today?s economy cash in the bank is not a source of solace as savers are seeing their returns destroyed by interest-rate-cutting policies of the Federal Reserve. People who depended on interest from savings to provide retirement income are seeing their incomes dissipate as the Federal Reserve sacrifices their incomes to bail out Wall Street, Banks and the derivatives markets.

The actions of the Fed and the behavior of Banks and Wall Street have proven that it is cashflow, not cash that is king.

Ouida Vincent
http://www.articlesbase.com/finance-articles/cashflow-the-only-sensible-investment-strategy-for-the-twentyfirst-century-362991.html

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Feb 032010

BY G. Hugh Bodell

At first glance, Illinois Gov. Rod Blagojevich’s proposal to auction off President elect Obama’s former senate seat may appear to be without merit. In fact, some may view the action as ‘just not right’.

But let us not jump to conclusions without examining the proposed practice from a more enlightened and possibly global view.

Since 1992 when Ross Perot, spent almost $64 million on a run for the White House, the rich and superrich have been busy spending their wealth on quests for the ultimate celebrity roles (at least in their minds) elected office.

A tally of just a handful of these hopefuls rings up a lot of cash:

– Al Checchi, – Governor of California – $40 million

– Jon S. Corzine, US Senate $63 million + $38 million New Jersey Governor

– Michael Bloomberg, – Mayor – New York City – $69 million

– Michael Huffington – US Senate – $30 million

– Steve Forbes – White House – $38 million

That’s $342,000,000 including Ross Perot.

Six guys coughed up on average 50 million bucks apiece to have the honor of holding public office.

Governor Blagojevich’s alleged comment that these positions are far too valuable to give away, is right on the money … excuse me make that ‘is a reasonable statement’.

Think of the absurd amounts of money spent on this past Presidential election, the conservative estimates approach 3 billion bucks, from the primaries, with their countless candidates, through the race to November 4th.

Who got that treasure trove? Not the poor voters nor the near bankrupt government coffers, no sir, the beneficiaries were media outlets, lawyers, speech writers, makeup and wardrobe folk, image consultants, tailors, hair stylists, etc.

3 billion bucks to create an image that may or may not represent the reality of the candidate.

So 3 billion bucks is spent by these ambitious people to get to the highest political position in the world and the electorate really has no idea if the product is really, what they think it is, they only see what the 3 billion bucks bought as an image.

From where I sit, there would be no greater risk of winding up with someone we don’t like or want were we to hold an auction for every political position in the country.

The money would be earmarked for the creation and maintenance of recreational facilities to afford the poor citizens of this great country a mechanism to escape the disasters the politicians continue to create.

Think about it 100 senators at say 50 million a pop, plus 435 members of the House at say 35 million a pop. That’s over 20 billion bucks just for those two small groups of political posts.

Add to that the tens of thousands of politicians in state, county, city, town, village and hamlet governing bodies. There would be enough money for every state in the union to have its own massive theme park in the first year alone. Forget term limits, bidding starts afresh when the politician’s term ends. My goodness, the fund would be replenished every 2, 4 or 6 years.

As an added benefit, since these ambitious ladies and gentlemen can afford to buy the office at the highest bid their salary would be one dollar a year.

Don’t write off my version of Governor Blagojevich’s idea with the wave of a hand and the comment “He’s crazy”.

The country would be in no worse shape than it is today and since these successful bidders would be accustomed to spending their own money to get what they wanted, maybe they would be less apt to spend ours.

In parting today let me ask you to give the idea some thought. Isn’t it just a modification of the political process in this country as it has evolved over the last 50 or so years? Aren’t most of the elected officials at any level of government in their jobs because they could outspend their competition with either their money or somebody else’s money?

Well let’s just modify the process so that we all benefit from that spending, not just the hair and makeup people and the speechwriters.

_______________________________________________________________

G. Hugh Bodell is a freelance writer and a native New Yorker who is knowledgeable on many subjects but expert on none…well, maybe a few. Feel free to visit him at http://www.ghughbodell.com

G. Hugh Bodell
http://www.articlesbase.com/politics-articles/lets-not-overreact-to-gov-rod-blagojevichs-auction-selling-political-seats-may-not-be-a-bad-idea-678647.html

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Feb 032010

If you have an existing home business or are into direct sales, and you feel the need to increase the volume of your business; Then taking online is just the thing, and it’s easier than ever.

The case for Going Online – as all the great wealth masters of this generation will tell you, the bigger market that you are able to reach, the more potential customers you will have. It’s simple math really – let’s say in your hometown, there are 1000 residents, and you get an average of 5 percent as your customers that means your business has fifty customers. When you take your home business online and your audiences reach swells to about a million people, you potentially can have as many as 50,000 potential buyers.

All savvy businessmen will agree, the Web is the best place to do network marketing. Consider this – hundreds of millions of people access the Internet daily. Almost everyone has an email address. With social networking sites, and free blogging sites, everyone has a personal web page. Web is a platform where you can get a huge income opportunity.

Making an online presence – The fastest way to get your home business some online publicity with the least amount of hassle and capital outlay is to leverage on the free and popular social networking sites available. Simply open a personal account and use it as your platform to talk about your business, your products etc. It’s free, easy, and there are already millions of members you can reach.

When you’ve saved enough from the increase in business your sites have provided, you can splurge for your own domain and webpage. Another option is to build a website from one of the many free website hosting services available.

Having an online presence will surely increase your sales whether you’re into insurance, MLM, or cash gifting.

Promoting your site online – Once you are online, the next step is for you to promote your site and drive them to view it. You can do this by using many of the free traffic generation sites. You can even research others so that you can find a service that fits your business.

The next step is to use automatic marketing tools such as auto-responders and automatic e-mailers to reach a larger audience. These tools generate leads that you can then follow-up. There are many free softwares or affordable web companies that provide this type of service.

Total Solutions – If you want, there are also many all-in-one software solutions that can provide you with everything you need to get yourself online – from website builders, email autoresponders, lead generators, and sometimes even video tutorials to help you fully maximize the web.

Software such as Carboncopypro can provide these things. You can research for other options, and guaranteed, you’ll find one to suit your needs.

In times of crisis, businesses need to be smart when it comes to financial planning. Spend only what you need, and maximize profits by smart and effective marketing. Even in lean times such as this, you can even double your earnings and getting your business online can you help do this.

Todd Mackenzie
http://www.articlesbase.com/home-business-articles/taking-your-business-online-the-easy-way-684106.html

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